One industry that we see a lot of applications from is the restaurant industry. All different kinds of restaurants apply for funding with us.  Our clients tell us that they have a particularly hard time getting approved for a business loan through their local banks.  They tell us that they were not able to qualify for a traditional small business loan due mostly to a combination of their industry type and their length of time in business.  Banks generally like to see restaurants in business for at least 3 years before they would qualify for a business loan.

Restaurant Business Loan Alternative Available

With our merchant cash advance programs, your restaurant is way more likely to get approved for funding.  Since these programs are structured as a purchase and sale of future receivables, personal credit and length of time in business are not weighed in to our underwriting as heavily as they would at a bank.  All you have to do is show us that you can generate the receivables you are selling.

Our application process is fast and easy.  As long as you have credit card transactions to settle at least 10 – 12 times per month and you are not currently in an open bankruptcy, you are well on your way to qualifying.  Having no credit or even having bad credit will not necessarily prevent you from getting approved.

Fill out our easy “get started” form by clicking the green button at the top-right of your screen to speak with a representative who will walk you through our programs and let you know what you may qualify for.