To hear my thoughts on the subject, please read the blog post below with the same title. We’re interested to hear what you think about the current state of lending in the country so we’ve put together this poll based on the research data discussed in the afore-mentioned article. And so without further adieu:
What do you think is the main factor that has caused lending in America to slow down over the past few years?
- Due to hefty losses, lenders are afraid to take too much risk with their investments (44%, 8 Votes)
- The quality of applications has dropped significantly since the recession (22%, 4 Votes)
- All of the above (22%, 4 Votes)
- The demand for business loans has shrunk as a result of the recession (6%, 1 Votes)
- The current cost of financing is too high for qualified applicants to stomach (6%, 1 Votes)
- None of the above, I don't think lending has slowed down over the past few years. (0%, 0 Votes)
Total Voters: 18
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There are a number of alternatives to a traditional small business loan available today. For those who have experience with them, or have used one or many of the options, we’re interested in seeing which you feel acts as the best substitute for a traditional small business loan.
Which of the following do you feel serves as the best Small Business Loan Alternative?
- Business Cash Advance (75%, 3 Votes)
- Invoice and Accounts Receivable Factoring (25%, 1 Votes)
- Uncollateralized Cash Flow Based Loan (0%, 0 Votes)
- Government Grants (0%, 0 Votes)
Total Voters: 4
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Sure Payment Solutions is interested in hearing what you’ve found helpful about our blog. We’d like to provide the most relevant information to our readers and clients as possible. So far we’ve written the most about Credit Card Processing Services and Business Cash Advances.
What subject would you like to read more about?
- Credit Card Processing and Merchant Services (60%, 3 Votes)
- Merchant Cash Advances (20%, 1 Votes)
- Alternative Business Loans (20%, 1 Votes)
- Invoice and Accounts Receivable Factoring (0%, 0 Votes)
Total Voters: 5
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