If you’re opening up your first business, the chances are you are trying to sell some kind of a product. In this day and age, just about everyone carries a card around rather than hard cash, and it is for this reason that acquiring various forms of credit card processing equipment is so essential.

It should not be surprising that along with the rise of cards in place of currency, multiple institutions have also sprung up to meet the needs of the people. All too often, we see specific companies that accept certain cards and yet deny others. What these companies don’t seem to realize is that they are very possibly losing customers as a result of their inability to cater to all potential customers.

A quality business will recognize the worth of each and every customer, and as such will make sure that they have every credit card processing tool available at their disposal. Don’t let yourself lose a significant amount of customers just because you do not accept one form of a card. Not only will you invoke the ire of customers, but you will also flat out lose a sale – and if you are an experienced businessperson, then you already know that every sale counts.

Look into the various forms of credit card processing today. As a result of our ever-growing obsession with technology, credit card readers are becoming increasingly available, and as a result are becoming increasingly cheap. In this day and age, there is literally no excuse to not have a handy processor – even the smallest of businesses are toting them around!

One final topic has not yet been addressed, and it lies in the enhanced security of your business. Prior to credit cards, potential thieves or burglars would make a large amount of money from robbing a store. Again, thanks to the electronic era, the vast majority of currency has been converted to plastic cards. As a result of reduced amounts of hard cash in the registers, crooks have far less of an incentive to prey on your business – why would they risk their life behind bars for a mere two-hundred dollars?

Do a little shopping around for a credit card reader today. You will definitely be impressed with how easy and affordable it is to pick one of these devices up. The reasons for such a device are all too clear: Your business will be safer from potential thieves, you’ll attract more customers, and it will even be easier on your own record keeping. Getting one of these machines is definitely worth the time, money and effort, so get going today, and who knows, you might even expand your customer base!

IPhone credit card processing is becoming a very popular payment solution for businesses of all sizes.  Wireless credit card processing used to mean paying to activate a new sim card along with additional monthly fees to maintain that sim card.  Not anymore.  Now, there’s an app for that.  Originally developed and made popular by Apple in their retail stores, many processing companies and software providers have gotten in on the action.  These solutions are not exclusive to iPhone operating system.  They are also available on other mobile operating systems.  The iPhone solutions, however, are more advanced and generally more user-friendly.  Sure Payment Solutions has offered iPhone processing solutions since its inception, but have recently partnered up with industry leaders to provide some of the best payment solutions available on the market today.

iPhone Credit Card Processing Available

These merchant accounts are available for anyone from a simple consumer looking to process credit cards for something like a garage sale to a multi-million dollar corporation looking to accept mobile payments throughout all of their retail locations.  Especially sensible for merchants who do business on the road, iPhone solutions are much more affordable than most people think.  There are different pricing structures available depending on your particular needs, and we’re boasting approval rates of 98%.  We can help just about anybody set up these services as long as he or she has an iPhone and a product or service to sell.

Two Ways to Pay

We offer the freedom to choose between two different rate structures depending on how much business you’re anticipating.  Either way, we can provide a free card swiper that plugs right into your device.  Plus, the software is a free download from the iTunes App Store.

1. If you plan on processing a lot of transactions through your iPhone, you’ll want the lowest possible rates and fees.  With our iPhone merchant solutions, we can provide the same competitive rates that you would enjoy if you processed through a regular credit card machine or point of sale software.
2. If you want to have the ability to accept credit cards on your iPhone, but do not plan on processing transactions very often, you’ll want to eliminate monthly fees and minimums so you don’t end up paying for a service that you aren’t utilizing enough.  Our second rate structure lets you do just that.

Our account representatives are knowledgable about all iPhone credit card processing services and can advise you on the best course of action for your business.  Setting up an iPhone merchant account is even easier than it is to set up a regular merchant account.  Start by contacting a Sure Payment Solutions representative to learn more about it and to discuss your needs.

In addition, depending on which version of the iOS operating system your device is running, you can use the same card reader for multiple devices, from the iPhone and iPod touch to the iPad.  If you’re business takes you on the road and you use an iPad to help stay organized, you can easily attach the same card reader to your iPad and use that device instead, without setting up a second account.  We also offer solutions for the Android and other operating systems with the same competitive rates, fast approvals and ease of use.

Our product development team works directly with Apple to ensure that future iPhone hardware and software will be compatible with the current card readers so that you won’t necessarily have to pay to upgrade in the future.

iPhone Processing – As Secure as it is Simple

The PCI DSS has also included specific instructions for compliance relating to smart phone payment processing.  We’ve ensured that both the hardware and software is secure and compliant.  In essence, there’s no reason NOT to look into iPhone processing, especially with Sure Payment Solutions, a leading provider of all merchant processing solutions.

Security has become an increasingly more complicated problem for the merchant services industry due to the speed with which technology changes and the ease with which one can secure the sophisticated equipment necessary to hack into processor networks.  A number of concerns have been raised recently as one of the largest providers of security for the card payment industry has been hacked causing a chain reaction of compromised cardholder data.  The council responsible for the PCI DSS has been working overtime to fix these issues as best they can, but there is a fundamental problem that we are now faced with due to the ever-changing technological space: The time it takes to pass legislation and agree on a course of action to protect cardholder data exceeds the time it takes to implement new ways of hacking.

In essence, we have a problem today.  So tomorrow, we sit down and decide the best course of action, we work on implementing software and hardware solutions to counteract these problems and eventually come up with a suitable plan to do so.  Then we take steps to ensure that all those responsible for cardholder data are in compliance, which doesn’t happen overnight, and by the time these countermeasures are in place, the hacking methods that we’ve aimed at stopping are obsolete and a number of new ones are now prevalent.  The system for stopping data breach is too slow compared to the quick advances made by the hacking world.  Fraud is everywhere, and avoiding it is a time consuming process that ultimately results in failure.  So what do we do?

Here’s a link to a green sheet article that discusses the specific data breach in more detail as well as the issues it brings up.

In this breaking news feed from Greensheet.com news of girl scout troops beginning to accept credit cards as a form of payment for girl scout cookies is discussed (in addition to a few other topics). This marks a significant change in Girl Scout operations as smart phone credit card processing will finally allow girl scout troops to take their payment processing on the road in a much simpler manner than previously available. Only a few troops will be testing this out this year, but should it prove beneficial, it is likely that this becomes the norm in just a few years time.

Smart phone credit card processing is relatively new but has been well received by the community and is fairly simple to get set up. Sure Payment Solutions is already working with a number of clients who have opted for Iphone processing and we have experience in setting it up quickly and easily. For additional information, contact an account representative today or fill out this form.

The merchant is the first line of defense is preventing credit card processing fraud. When your customers pay with plastic, they’re placing faith in your business to protect their information. To some extent this protection is only as great as the technology itself, but the majority of fraud can be stopped by implementing a few simple measures:

1. Always use PCI Compliant POS equipment. Ask your current merchant service representative if you are using compliant technology and upgrade if necessary.

2. Complete the required PCI DSS Self-Assessment exam.

3. Avoid storing card holder data

4. Check the signature on the back of the customer’s card against the signature on their photo ID.

5. Check the name of the customer’s card against the name on their photo ID.

6. Take additional measures to verify orders placed online or over the phone.

7. Verify the shipping address matches the card holder’s billing address.

8. Train employees on the proper use of handling POS equipment.

Learn more about accepting card payments with Sure Payment Solutions