Business Cash Advances
If you've been declined for a business loan in the past, our business cash advance program could be exactly what you need. It's the perfect alternative to a traditional business loan. In fact, many business owners are seeking out this type of financing even before they apply for a loan through their local bank.
Easy Application Process
Our application process is the easy. Just send us a one page application along with four credit card processing statements and we'll be able to get you pre-approvals within 24 hours. There are no costs and no obligations, so you can cancel at any time if necessary.
Minimal Paperwork Required
Our programs don't require mountains of paperwork like you'd expect. You can be approved with as little as a one page application and your four most recent credit card processing statements.
Fast Funding
Funding can take place in as little as 5 business days from when we've received all of the required paperwork.
Competitive Rates
We offer the most competitive rates in the industry. If you're quoted a better deal on the same terms, we'll match or beat the offer for you.* Don't sign another contract without talking to us about it first!
Unrestricted Use of Funds
Use the proceeds of the advance however you see fit. Many of our clients use the money for inventory, payroll, taxes, advertising or expanding, but the sky's the limit.
Flexible Repayment Options
With our business cash advance program, payback is easy and painless. Through an automated process called "split funding", your merchant bank withholds a small percentage of each credit card transaction you process and applies it towards your balance. The rest of each transaction is deposited to your business checking account like normal. If you have a slow month, you pay back less that month. We get paid when you get paid, and you never have to worry about writing a check or making late payments.
Non Recourse
Business cash advance programs are not loans. They're negotiated purchases and sales of future credit card receivables. Since they're completely unsecured and don't require a personal guarantee of repayment, if you default on the advance, there is no recourse. Simply put, the receivables that have been purchased don't exist anymore.
Easily Renewable
As easy as they are to get the first time, it's even easier the next time. Plus, you don't have to have paid off the entire balance before you can qualify again. We've secured additional funds from some of our clients with as little as 30% - 40% of their balance paid off.
Apply Now!
What are you waiting for? Remember, there are no costs or obligations to receive a few quotes. If you're unhappy with the application process, you can back out at any time with no penalties.
Get started now, or learn more about the benefits of our business cash advance programs.
*Still subject to underwriting approval.
Ready to get started? Fill out the following form and we'll get back to you with a quick rate quote.
* = required field
- Analysis - Let us analyze your merchant processing rates and financial standing to see where you can save.
- Education - We'll educate you on the potential savings and financing options.
- Facilitation - Allow us to take the pressure off and facilitate a seamless transition to save your business money.
